德国商业银行

　　德国商业银行是德国三大银行之一，成立于1870年。作为一家世界银行，商业银行的业务包括个人储蓄业务、集体储蓄业务及投资业务，同时通过不同的分行提供专门的服务，如租赁、资金管理、房地产、资产投资等。

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　　德国商业银行的主要商务活动是在德国及欧洲其他地区以及南北美洲、亚洲进行的。德国商业银行在中小企业融资方面突破传统，创新租赁融资业务。2004年，德国商业银行将设备租赁业务拓展至融资租赁领域，以帮助中小企业实现表外融资，租赁物的范围包括机器设备、运输工具、IT系统，甚至知识产权等无形资产。

　　此后，德国商业银行又引入了针对小企业的网上租赁。在金融危机中，企业更多选择租赁而非购买，设备租赁业务的规模逆市增长了17%。

Commerzbank is one of the three largest banks in Germany, founded in 1870. As a World Bank, the business of commercial banks includes individual savings, collective savings and investment business, while providing specialized services through different branches, such as leasing, fund management, real estate, asset investment and so on.

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The main business activities of Commerzbank are carried out in Germany and other parts of Europe, as well as in South and North America and Asia. The German Commercial Bank breaks through the tradition in the financing of small and medium-sized enterprises and innovates the leasing financing business. In 2004, Commerzbank expanded its equipment leasing business to the field of financial leasing to help small and medium-sized enterprises achieve off-balance sheet financing, including machinery and equipment, means of transport, IT systems, and even intellectual property rights and other intangible assets.

Since then, Commerzbank has introduced online leasing for small businesses. In the financial crisis, enterprises chose to lease rather than buy, and the scale of equipment leasing business increased by 17% against the market.

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