网络科技

    今日:444| 主题:244965
收藏本版
互联网、科技极客的综合动态。

[科技] 4 ways to lower your cell phone bill

[复制链接]
Distance失落心 发表于 2016-10-2 17:48:13
155 13

立即注册CoLaBug.com会员,免费获得投稿人的专业资料,享用更多功能,玩转个人品牌!

您需要 登录 才可以下载或查看,没有帐号?立即注册

x

4 ways to lower your cell phone bill-1 (insurance,struggle,decrease,possible,hundreds)

  Have you ever opened your cell phone bill and thought, “Wow, that was cheap?” Yeah, didn’t think so.
  But take heart: It’s possible to lower your charges before your next billing cycle.
   SEE ALSO: Google sends invite for likely Pixel smartphone launch on Oct. 4
  Simple tweaks, such as updating your service address and changing or removing your insurance package can make small dents in your bill — and those savings add up over time. Changing your plan or even adding a line requires a little more legwork but can decrease your bill even more.
  1. Change your plan

  Goldilocks could relate to most cell phone users, who often struggle to find data plans that are just right. Often you pay for data you don’t need, or you don’t have enough data and you’re hit with overage charges.
   Finding a plan that hits the sweet spot can save you hundreds of dollars each year. But before switching, figure out how much data you use. Take stock of your data use for the past three months, then research plans that fit that amount through your carrier and its competitors.
   Make this a habit to ensure you’re always getting the best deal. Keep in mind that wireless carriers change their plans regularly. Verizon, Sprint, AT&T and T-Mobile have all overhauled theirs in 2016. So the best cell phone plan for you a year ago might not be the best now.
   Verizon added rollover data to its new plans and eliminated overage charges on some data packages. AT&T rolled out new plans in August that include more data for less money. AT&T also eliminated overage charges and added data options.
  2. Add lines

  This seems counterintuitive, because adding one or more lines will increase your bill. But splitting the cost with other people can lower the amount you pay overall.
   Consider this: One line with 4 gigabytes from Verizon costs $70. Add a second line to that plan and your total cost is $90, or just $45 per person, before taxes and fees. That’s a savings of $300 per year per line.
  Even if you bumped up to Verizon’s 8GB plan to accommodate the second line, you’d still pay just $55 per person per month before taxes. That’s a savings of $15 per month.

4 ways to lower your cell phone bill-2 (insurance,struggle,decrease,possible,hundreds)

    That’s because Verizon charges a set fee for your data plan and $20 for each line on the account. The same is true for most AT&T and Sprint plans. And larger plans typically give you more data for your money.
  3. Change or remove your cell phone insurance

   Most cell phone carriers offer a variety of protection plans . Your options can include extended warranties, insurance and full-blown 24/7 tech support for any Bluetooth-enabled device in your home. If the latter sounds excessive, that’s because it is.
  In most cases, standard insurance provides more than enough coverage. It protects you if your phone is lost, stolen or damaged. It’s also the least expensive option available through your wireless carrier.
  Switching from a premium protection plan to basic insurance coverage will save you a few dollars each month. That might not seem like a lot, but it can add up, especially if you have multiple lines on your plan.
  AT&T customers can save $36 a year by switching from the carrier’s Mobile Protection Pack, which costs $10.99 per month, to its Mobile Insurance, which costs $7.99 per month. That’s $144 in savings per year for a family of four.
  Remove the Mobile Protection Pack without switching, and the savings for a single AT&T line climbs to more than $130 per year. This could be risky if you have a brand-new phone, but it can make sense for older devices. That’s because insurance providers for major cell phone carriers typically charge deductibles ranging from $100 to $300.
   After about a year, the deductible and the accumulated monthly premiums add up to more than the phone is worth. At that point, you can typically save money by opting out of insurance and buying a used phone if yours is lost or stolen.
  If forgoing a policy makes you feel vulnerable, consider an alternative, such as AppleCare+ or SquareTrade. Either option can save you more than $180 over two years on a premium protection package and even more if you make a claim. The drawback: Neither covers lost or stolen phones.
  4. Update your service address

   The taxes and fees added to your bill each month are based on where you live. If you’ve moved to a new state, or someone on your family plan has, you could save big just by updating your service address.
  A person who moves from Washington state to Oregon would save an average of $170 per year in wireless taxes and fees, according to a June 2016 NerdWallet study. Migrating from Illinois to Wisconsin? You’d pocket $103.72 in savings on average. Those figures are based on an individual cell phone bill; the savings would be greater on a family plan.
  Updating your service address is easy. In most cases, you simply log in to your account and change it under your user profile, just as you would for your billing address.
   Each of these options on its own can give you quick relief on your cell phone bill, and you can combine them for larger savings. If you’re open to a bigger change for bigger savings, consider a prepaid cell phone plan .
  
       
  • Ask Brianna: Will I Ever Be Able to Afford a House?   
  • 3 Ways to Teach Kids About Money   
  • Money Market Accounts Could Drag Down Your Retirement Savings   
  • How to Deal With Student Loans When You Owe More Than Your Annual Salary  
   This article originally published at NerdWallet here
友荐云推荐




上一篇:从爆款突破到IP全局运营,看百草味玩转互联网营销
下一篇:横向对比近百家上市公司数据,告诉你SaaS超高溢价背后的坑在哪 ...
酷辣虫提示酷辣虫禁止发表任何与中华人民共和国法律有抵触的内容!所有内容由用户发布,并不代表酷辣虫的观点,酷辣虫无法对用户发布内容真实性提供任何的保证,请自行验证并承担风险与后果。如您有版权、违规等问题,请通过"联系我们"或"违规举报"告知我们处理。

唯爱自己才是王道 发表于 2016-10-2 18:02:17
路过的帮顶
回复 支持 反对

使用道具 举报

一花一世界 发表于 2016-10-2 18:10:48
我只是路过,不发表意见
回复 支持 反对

使用道具 举报

刘韵捷 发表于 2016-10-6 03:52:06
本宫准楼下的继续跟帖。。。
回复 支持 反对

使用道具 举报

蒋露瑶 发表于 2016-11-4 13:04:48
不错 支持一个了
回复 支持 反对

使用道具 举报

3344914585 发表于 2016-11-6 07:18:47
这么强,支持楼主,佩服
回复 支持 反对

使用道具 举报

dddddddadasdwa 发表于 2016-11-6 16:20:15
精神病院在通缉楼下的!
回复 支持 反对

使用道具 举报

hlstff 发表于 2016-11-6 19:10:54
Distance失落心很有经验啊!
回复 支持 反对

使用道具 举报

╃亼惢險惡 发表于 2016-11-10 20:39:17
当爱情不在的时候,请对他说声祝福,毕竟,曾经爱过。
回复 支持 反对

使用道具 举报

雷双凤 发表于 2016-11-11 13:39:53
不想当厨子的裁缝,不是好司机.
回复 支持 反对

使用道具 举报

*滑动验证:
您需要登录后才可以回帖 登录 | 立即注册

本版积分规则

我要投稿

推荐阅读

扫码访问 @iTTTTT瑞翔 的微博
回页顶回复上一篇下一篇回列表手机版
手机版/CoLaBug.com ( 粤ICP备05003221号 | 文网文[2010]257号 )|网站地图 酷辣虫

© 2001-2016 Comsenz Inc. Design: Dean. DiscuzFans.

返回顶部 返回列表